Asolutions architect notices slower response times from an application. the cloudwatch metrics on the mysql rds indicate read iops are high and fluctuate significantly when the database is under load. how should the database environment be re-designed to resolve the iops fluctuation?

Freya realizes she does not have enough in her bank account to use the debit card. she decides to use a credit card instead. which questions should freya answer before using a credit card? check all that apply. can i pay at least the minimum payment each month? can i make payments on time and avoid late fees? will i have to take out a loan? how much in finance charges can i afford to pay? should i talk to a consumer credit counseling service?