Which statement best describes disability insurance? it pays for doctor visits and preventive medical care. it replaces lost income and covers medical expenses. it provides benefits to loved ones after someone’s death. it protects property against theft, accidents, or damages.

The correct answer is B. It replaces lost income and covers medical expenses.

Disability insurance is termed as type of insurance whereby a person who is unable to work because of disability is being provided with an income.

It is done for a period of three to six months. For one to qualify for disability insurance, should have worked in the places where the jobs are being covered by social security.

Also a person should have medical condition where all social security requirement are met.

Conditions which offer disability insurance include respiratory illnesses, cardiovascular condition, musculoskeletal problems, and speeches and senses issues.

answer; niosh, the national institute for occupational safety and health;

answer; ///decision making under risk;