Which conditions might cause someone to save more than three months' worth of expenses? (choose all that apply) 1. they could find another source of income quickly if they had to. 2. their income is unpredictable. 3. they have multiple sources of income. 4. their expenses are small and discretionary. 5. the job market in their field is very competitive. 6. they have large non-discretionary expenses.

Beswick company your team is allocated a project involving a major client, the beswick company. although the organization has many clients, this client, and project, is the largest source of revenue and affects the work of several other teams in the organization. the project requires continuous involvement with the client, so any problems with the client are immediately felt by others in the organization. jamie, a member of your team, is the only person in the company with whom this client is willing to deal. it can be said that jamie has:

True or false: a fitted model with more predictors will necessarily have a lower training set error than a model with fewer predictors.

Andrea cujoli is a currency speculator who enjoys "betting" on changes in the foreign currency exchange market. currently the spot price for the japanese yen is ¥129.87/$ and the 6-month forward rate is ¥128.53/$. andrea would earn a higher rate of return by buying yen and a forward contract than if she had invested her money in 6-month us treasury securities at an annual rate of 2.50%. true/false?