1. this is an online practice were thieves send emails or pop-up windows to your computer pretending to be financial institutions, companies or government agencies to get your personal information. 2. who would likely pay the most in finance charges per year if the persons below (goldman, emma, joshua and edward) all have the same card and the same amount charged to the card? goldman pays at least the minimum amount each month, or more, when he has extra money. emma usually pays off her credit card in full, but occasionally will pay the minimum amount when she is short on cash. joshua pays off credit in full shortly after the bill arrives each month. edward only pays the minimum amount each month.3. this type of insurance protects you by to cover expenses that are caused by events tyou are responsible for. car insurancehomeowner's insuranceliability insurancerenter's insurance4. record of a borrower's responsible repayment of debts listed on their credit report, over a period of time this is called? defaultexpensesnon-paymentpayment history