The primary difference between the payoff and the purchase and assumption methods of handling failed banks is:.

that the FDIC is more likely to use the purchase and assumption method for small institutions because it will be easier to find a purchaser for them compared to large institutions.

Explanation:

the federal deposit insurance company is the organization that prefers to utilize the purchase and assumption technique for dealing with those banks that have fully collapsed, and this strategy is also fairly straightforward for the FDIC to implement. As a result, for small institutions, the FDIC may choose the purchase and assumption technique to quickly locate the acquisition of a failing bank, which is not achievable in the case of large banks.

cognitive overload: having a lot on your mind impairs decision-making and tends to result in the simplest, but not necessarily best, option being selected.

empathy gaps: overlooking how you might feel in a different situation can result in unnecessary purchases, such as overbuying when shopping for food on an empty stomach.

optimism and overconfidence: wearing rose-tinted glasses and having unrealistic expectations about the future can affect money management and leave you unprepared for a change in circumstance.

instant gratification: seeking instant gratification drives impulsive spending and can undermine long-term planning and savings.

harmful habits: automatic or mindless behaviour can amplify a poor financial decision as it becomes a recurring event.

social norms: we are heavily influenced by the actions of others; while this can be in certain circumstances, it also contributes to the pressure to keep up with the joneses through conspicuous consumption.

i think the answer is a. science center.