Throughout the process of establishing and opening an account for a client, suitability and investment objectives are a primary concern for registered representatives. In order to make determinations regarding these subjects, the RR is required to obtain certain information from the client. Which of the following fall into the category of REQUIRED information? I. The client's federal tax bracket for the preceding year
II. The client's level of outstanding debt
III. The market value of the client's home
IV. The client's overall net worth

a. I and II
b. I and III
c. II and IV
d. III and IV

You own a nonunion company with 93 nonexempt employees. all of these employ- ees pack books into boxes for shipment to customers throughout the united states. because of wide differences in performance, you have decided to try performance appraisal, something never done before. until now, you have given every worker the same size increase. now you want to measure performance and reward the best performers with bigger increases. without any further information, which of the five types of appraisal formats do you think would be most appropriate? justify your answer. do you anticipate any complaints, or other comments, from employees after you implement your new system?