A regional university is trying to deal with many pressures to main its vitality in today's educational environment. It faces many challenges that test the managers at the university. Most university programs that offer degrees through classes on the internet are either at the associate's or graduate level. This university notices a need for programs that offer bachelor's degrees. In response to this need, the university decides to offer a degree at the bachelor's level. This innovative effort is an example of: A - scientific management
B - organizational behavior
C - workforce diversity
D - entrepreneurship

Variable rate cd’s = $90 treasury bills = $150 discount loans = $20 treasury notes = $100 fixed rate cds = $160 money market deposit accts. = $140 savings deposits = $90 fed funds borrowing = $40 variable rate mortgage loans $140 demand deposits = $40 primary reserves = $50 fixed rate loans = $210 fed funds lending = $50 equity capital = $120 a. develop a balance sheet from the above data. be sure to divide your balance sheet into rate-sensitive assets and liabilities as we did in class and in the examples. b. perform a standard gap analysis and a duration analysis using the above data if you have a 1.15% decrease in interest rates and an average duration of assets of 5.4 years and an average duration of liabilities of 3.8 years. c. indicate if this bank will remain solvent after the valuation changes. if so, indicate the new level of equity capital after the valuation changes. if not, indicate the amount of the shortage in equity capital.