1. should develop a statement of ethical values. 2. If employees lack , they may be ineffective in performing their duties. 3. Organizational structure provides a basis for planning, directing, and controlling . 4. The audit committee should be composed of directors who are not of the organization. 5. To enhance the control environment, management develops job .

In order to be thoughtful about the implementation of security policies and controls, leaders must balance the need to reduce with the impact to the business operations. doing so could mean phasing security controls in over time or be as simple as aligning security implementation with the business’s training events.

In a fixed-term, level-payment reverse mortgage, sometimes called a reverse annuity mortgage, or ram, a lender agrees to pay the homeowner a monthly payment, or annuity, and expects to be repaid from the homeowner’s equity when he or she sells the home or obtains other financing to pay off the ram. consider a household that owns a $150,000 home free and clear of mortgage debt. the ram lender agrees to a $100,000 ram for 10 years at 6 percent. assume payments are made annually, at the beginning of each year to the homeowner. calculate the annual payment on the ram.

Emerson has an associate degree based on the chart below how will his employment opportunities change from 2008 to 2018