Your employer uses a flat benefit formula to determine retirement payments to its employees. The fund pays an annual benefit of $3,200 per year of service. Calculate your annual benefit payments for 20, 23, and 25 years of service.

answer; (c) penalty

sorry idk it

explanation:

ans.

heterothermic organisms include those organisms that can switch between homeothermic (having body temperature higher than environment) and poikilothermic (having variation in internal body temperature) strategies.

some migratory birds show heterothermy as they decrease their metabolic rate during cold nights to keep their body temperature low. drop in metabolic rate allows increase in production efficiency of birds that reduces the internal body temperature to make it equal to external cold temperature during cold nights.

thus, the correct answer is 'birds allow their temperature drop in order to increase their production efficiency.'

i believe the answer would have to be a dependable person