A change that would tend to decrease the premium on a disability insurance policy is a. a shorter elimination period, b. use of an own occupation definition of disability instead of an any occupation to which reasonably suited definition, c. increasing the benefit level from 67 percent to 75 percent of prior earnings, d. lowering the payment period from until age 70 to until age 65.

Which of the following is an example of groupthink? select one: a. the five officers of tricom are planning a venture they know to be highly profitable. two know the plan to be illegal. nevertheless, they do not voice their concerns, but go along with the team's plan b. the five officers of tricom devise a highly profitable plan. tim, the cfo, points out to the group that the plan will likely garner the company a good deal of negative publicity. tim states that he will not endorse the team's plan c. jim, dean and dax draw up plans for a new printing company. they have all thought through their plans and no one has any criticisms or concerns d. two africans approach a motor company for a dealership. the company informs them that the vast majority of black dealers are not successful in making a profit they convince the africans against making the deal