Your friend has 3 children and would like a life insurance policy with cash value so that he might borrow against it if needed for his children to go to college. What life insurance option would you recommend

years agooo ahaha. but honestly they need to update ! : )

answer; im thinking the correct answer is (7years);

ans.

heterothermic organisms include those organisms that can switch between homeothermic (having body temperature higher than environment) and poikilothermic (having variation in internal body temperature) strategies.

some migratory birds show heterothermy as they decrease their metabolic rate during cold nights to keep their body temperature low. drop in metabolic rate allows increase in production efficiency of birds that reduces the internal body temperature to make it equal to external cold temperature during cold nights.

thus, the correct answer is 'birds allow their temperature drop in order to increase their production efficiency.'

government control and resources