Create and Design Instructions
Developing a personal financial plan demonstrates your ability to use money management skills and
strategies that will ensure a lifetime of financial success. In Chapter 1 you started the first step in
developing your financial plan by creating three short-, medium-, and long-term financial goals.
The next step in developing a personal financial plan is to understand where you are today financially by
assessing your current spending habits. Review the sample spending log and then complete the
spending log table below to determine how much money you spend each week.

Each month, business today publishes a news piece about an innovative product, service, or business. such soft news is generally written by a freelance business writer and is known as a

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Read the scenario. alfonso is 19 years old and has a high school diploma. recently, he was promoted to assistant manager at the fast-food restaurant where he has worked since the age of sixteen. his dream is to become the restaurant’s manager. what is his best option for achieving his dream? he should find another job and work his way up to a higher position. he should hope that his manager transfers to another location and that he is his replacement. he should attend classes at the local college to receive training in management. he should work hard, work longer hours, and remain assistant manager.