Joy and her manager agreed in January that in order to be ready to take on a new group project in June, Joy should complete a class that would certify her in project planning. Both Joy and her manager agreed that 6 months was a reasonable time frame for completing this course, and earning the certification. How Joy is rated at the end of the review period, if she is not able to attend the training by June will depend on if her manager believes that there that did not allow Joy to complete the objective.

Secured loans are protected by collateral security. examples: title loans where the borrower uses the car title as collateral security interest rates are lower and repayments are longer therefore risk is low as a collateral security is given as guarantee to the bank in case of failure to pay the loanunsecured loans are not protected by collateral security but it is given on the creditworthiness of the borrower, trusting that she/he will pay on time. examples; payday loans is a short term loan where the borrower lends money from the bank and pays is back when the borrower receives his/her wages.interest rates are high and repayments are shorter. but the risk is high as no collateral security is given as a guarantee to the bank for payment of the loan

The land can lead to a new world power #buildthewall