Vincent joined a company a few months ago as a software engineer. He has decided to apply for a home mortgage. He understands that the salary he currently receives from his company is an important factor in obtaining this loan. Vincent recently received a personal financial statement along with his salary. Which personal financial statement did Vincent receive that can be used as a consideration for the mortgage? Vincent received a along with his salary, which can be used as a consideration for the mortgage.

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ans.

heterothermic organisms include those organisms that can switch between homeothermic (having body temperature higher than environment) and poikilothermic (having variation in internal body temperature) strategies.

some migratory birds show heterothermy as they decrease their metabolic rate during cold nights to keep their body temperature low. drop in metabolic rate allows increase in production efficiency of birds that reduces the internal body temperature to make it equal to external cold temperature during cold nights.

thus, the correct answer is 'birds allow their temperature drop in order to increase their production efficiency.'

answer; foreign exchange transaction;

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