Which of the following best describes a blanket lien? Unset starred question It allows the lender to place a lien against all current and future personal tax refunds of the borrower who defaulted. It gives lenders the ability to recover losses due to a foreclosure sale from any current or future property the borrower owns. It gives the lender the ability to place liens against any property it chooses, including cars and boats. It shelters the borrower’s future properties from bankruptcy to protect the lender’s interests.

In 2018, laureen is currently single. she paid $2,800 of qualified tuition and related expenses for each of her twin daughters sheri and meri to attend state university as freshmen ($2,800 each for a total of $5,600). sheri and meri qualify as laureen’s dependents. laureen also paid $1,900 for her son ryan’s (also laureen’s dependent) tuition and related expenses to attend his junior year at state university. finally, laureen paid $1,200 for herself to attend seminars at a community college to her improve her job skills. what is the maximum amount of education credits laureen can claim for these expenditures in each of the following alternative scenarios? a. laureen's agi is $45,000.b. laureen’s agi is $95,000.c. laureen’s agi is $45,000 and laureen paid $12,000 (not $1,900) for ryan to attend graduate school (i. e, his fifth year, not his junior year).