The eft act protects consumers by
a.
prohibiting the creditor from charging late payment fees.
b.
prohibiting the distribution of credit cards that have not been requested.
c.
prohibiting the creditor from making misleading statements.
d.
prohibiting the creditor from publicizing a consumer's debts.

according to the truth in lending law, credit contracts must include
a.
an explanation of how to submit a dispute.
b.
how to report a stolen credit card.
c.
all charges not included in the finance charge.
d.
the name and address of the credit company.

Match the steps for conducting an informational interview with the tasks in each step.

Suppose you win a small lottery and have the choice of two ways to be paid: you can accept the money in a lump sum or in a series of payments over time. if you pick the lump sum, you get $2,950 today. if you pick payments over time, you get three payments: $1,000 today, $1,000 1 year from today, and $1,000 2 years from today. 1) at an interest rate of 6% per year, the winner would be better off accepting the (lump sum / payments over time), since it has the greater present value. 2) at an interest rate of 9% per year, the winner would be better off accepting the (lump sum / payments over time), since it has the greater present value. 3) years after you win the lottery, a friend in another country calls to ask your advice. by wild coincidence, she has just won another lottery with the same payout schemes. she must make a quick decision about whether to collect her money under the lump sum or the payments over time. what is the best advice to give your friend? a) the lump sum is always better. b) the payments over time are always better. c) it will depend on the interest rate; advise her to get a calculator. d) none of these answers is good advice.

True or false: it is generally better to concentrate your exercise time on the weekends only for maximum aerobic benefit.