Luis and Margo are both candidates for a housekeeping job at a major hotel. The selection process includes having applicants demonstrate their ability to clean a room quickly. The work sample is graded by a housekeeping supervisor. Margo was turned down for the job because she scored below 70 on the assessment. The hotel requires all employees to be retested every year and Margo knows that two of her cousins who work for the hotel get scores that vary significantly from year to year, depending on the supervisor doing the scoring. Margo contends that this employment test does not seem to have .

Secured loans are protected by collateral security. examples: title loans where the borrower uses the car title as collateral security interest rates are lower and repayments are longer therefore risk is low as a collateral security is given as guarantee to the bank in case of failure to pay the loanunsecured loans are not protected by collateral security but it is given on the creditworthiness of the borrower, trusting that she/he will pay on time. examples; payday loans is a short term loan where the borrower lends money from the bank and pays is back when the borrower receives his/her wages.interest rates are high and repayments are shorter. but the risk is high as no collateral security is given as a guarantee to the bank for payment of the loan

Ithink its b hope it ! : )

Answerdue process;