Some credit card and cell phone companies are using a new payment technology that enables customers to simply wave their card or phone next to the payment terminal using ...

Near-Field Communications (NFC) (NFC devices)

That is NFC compatible device

Explanation:

Near Field Communication is known to be a short range wireless connectivity technology that is usually based on Radio- Frequency Identification that permits for contactless communication between two NFC enabled devices which are a few centimeters apart from each other. It allows a user to merely wave their smartphone over a NFC compatible device to send or receive information. It can be use the in Station airport, vehicle, office, store restaurant and anywhere.

NFC was officially developed by Sony, Nokia and Phillips in 2004.

answer; erp systems;

since the options are not listed, when you are working on your budget you should also add water, tv, internet, miscellaneous and your 'fun' money for in your budget. when budgeting, you need to allow for fun money, and mis/accidental money so that you stick to the budget and not go crazy because you feel strapped to the budget.