The , or maximum allowable housing expense ratio, which maintains that the applicant's total expenditures for housing (as measured by a year's worth of PITI payments), cannot exceed 25%–29% of the borrower's annual gross, or income. • The , or maximum allowable monthly housing expense and long-term debt ratio, which maintains that the total of all debt payments—including the PITI mortgage payments, auto loans, and all other debt payments—cannot exceed 33–41% of applicant's monthly gross income.

Describe three scenarios in which you might utilize mathematics to investigate a crime scene, accident scene, or to make decisions involving police practice. be sure to explain how math is used in police as they work through each scenario.

Which of the following is least likely to a team solve problems together

Variable rate cd’s = $90 treasury bills = $150 discount loans = $20 treasury notes = $100 fixed rate cds = $160 money market deposit accts. = $140 savings deposits = $90 fed funds borrowing = $40 variable rate mortgage loans $140 demand deposits = $40 primary reserves = $50 fixed rate loans = $210 fed funds lending = $50 equity capital = $120 a. develop a balance sheet from the above data. be sure to divide your balance sheet into rate-sensitive assets and liabilities as we did in class and in the examples. b. perform a standard gap analysis and a duration analysis using the above data if you have a 1.15% decrease in interest rates and an average duration of assets of 5.4 years and an average duration of liabilities of 3.8 years. c. indicate if this bank will remain solvent after the valuation changes. if so, indicate the new level of equity capital after the valuation changes. if not, indicate the amount of the shortage in equity capital.