Joe needs a new cell phone. He made a list of the possible choices and documented the pros and cons for each phone. What should he do next?

Intermodal transportation;

President obama indicates that there are several reasons for the financial crisis. according to the president, one reason is irresponsible practices by financial institutions. the amount of risk involved in newly created investments was high, and few investors or consumers understood this. these types of investments were made possible due to a lack of regulation within the system.