Sam filed a discrimination case against his employer with the Equal Employment Opportunity Commission (EEOC). The EEOC sent a notice of charge to Sam's employer. In this scenario, which of the following is most likely to be the immediate next step in the process of bringing a discrimination claim with the EEOC? a. Both Sam and his employer will receive a referral to mediation from the EEOC, if appropriate.
b. The EEOC will issue a right-to-sue letter to Sam.
c. Both Sam and his employer will have to offer evidence to the U. S. Supreme Court as soon as the notice of charge is issued.
d. The EEOC will immediately investigate the claim.

Peninsula products has just applied for a loan at your bank. when reviewing peninsula's books for the year that just ended, you notice that the firm uses the fair value option for its bonds payable. you also see that the firm recorded a $55,000 debit in its bonds payable account and a $55,000 credit in its unrealized holding gain or loss"income account. over that same period, interest rates decreased by about 0.5 percent. how should this information affect the bank's decision as to whether to grant peninsula a loan? a : the bank should strongly consider giving a loan to peninsula because the changes in firm's bonds payable and unrealized holding gain or loss"income accounts suggest that peninsula has seen an increase in its credit rating over the past year. b : the bank should put little emphasis on the changes in peninsula's bonds payable and unrealized holding gain or loss"income accounts because these changes are likely the result of the rise in interest rates. c : the bank should hesitate before giving a loan to peninsula because the changes in firm's bonds payable and unrealized holding gain or loss"income accounts suggest that peninsula has seen a decline in its credit rating over the past year. d : the bank should put little emphasis on the changes in peninsula's bonds payable and unrealized holding gain or loss"income accounts because these changes are likely unrelated to either interest rates or the firm's credit rating.