Your mortgage is a 30-year fixed at 8% on $150,000. You are considering refinancing at 3.5% fixed for 30 years. The bank charges you 1.5% of your debt in closing fees. Approximately how long will it take you to recoup the closing fees from the reduced loan payment amount?

Answertire rotation and wheel alignment;

Obviously she is under-stress and needs to cool down. she needs to slow down and take a break from her job, not completely, but ask for shorter hours until she finds enough time to study, pass, and work. if she can't get shorter hours, she can try making a day or two to study. she can work full time and get minimum wage but minimum wage can only get you so far in life.

No, because there could be germs or bacteria in the solution