The discount rate is the interest rate the Fed charges on loans of reserves to banks. The federal funds rate is the interest rate banks charge for overnight loans of reserves to other banks. Which of the following statements about the discount rate and the federal funds rate are true? Check all that apply. A. Usually, banks borrow from the federal funds market rather than the discount window.
B. If the federal funds rate is higher than the discount rate, banks may borrow from the discount window.
C. If the Fed wants to expand the money supply, it can raise the discount rate.
D. A higher discount rate discourages banks from borrowing reserves and making loans.

You own a nonunion company with 93 nonexempt employees. all of these employ- ees pack books into boxes for shipment to customers throughout the united states. because of wide differences in performance, you have decided to try performance appraisal, something never done before. until now, you have given every worker the same size increase. now you want to measure performance and reward the best performers with bigger increases. without any further information, which of the five types of appraisal formats do you think would be most appropriate? justify your answer. do you anticipate any complaints, or other comments, from employees after you implement your new system?