Your co-worker Terry is dealing with a lot lately. Usually, he is a productive member of your team, but lately, he's been ill-tempered and even rude to you and the rest of your team. You know that Terry's supervisor scolded him for poor work habits and he got a speeding ticket last week. He also seems worried that he might be fired. You're sympathetic, but his attitude is causing the rest of your team to suffer in terms of morale and productivity. How would you approach Terry about his negative attitude in a positive and non-aggressive way?

Examine the following book-value balance sheet for university products inc. the preferred stock currently sells for $30 per share and pays a dividend of $3 a share. the common stock sells for $16 per share and has a beta of 0.9. there are 2 million common shares outstanding. the market risk premium is 9%, the risk-free rate is 5%, and the firm’s tax rate is 40%. book-value balance sheet (figures in $ millions) assets liabilities and net worth cash and short-term securities $ 2.0 bonds, coupon = 6%, paid annually (maturity = 10 years, current yield to maturity = 8%) $ 5.0 accounts receivable 3.0 preferred stock (par value $15 per share) 3.0 inventories 7.0 common stock (par value $0.20) 0.4 plant and equipment 21.0 additional paid-in stockholders’ equity 13.6 retained earnings 11.0 total $ 33.0 total $ 33.0 a. what is the market debt-to-value ratio of the firm? (do not round intermediate calculations. enter your answer as a percent rounded to 2 decimal places.) b. what is university’s wacc? (do not round intermediate calculations. enter your answer as a percent rounded to 2 decimal places.)

1. is the act of declaring a drivers license void and terminated when it is determined that the license was issued through error or fraud.

How does hipaa address employee’s access to e-phi?