You are saving for retirement. To live comfortably, you decide you will need to save $ 3 comma 000 comma 000 by the time you are 65. Today is your 26 th birthday, and you decide, starting today and continuing on every birthday up to and including your 65 th birthday, that you will put the same amount into a savings account. If the interest rate is 10 %, how much must you set aside each year to make sure that you will have $ 3 comma 000 comma 000 in the account on your 65 th birthday?

According to ceo heidi ganahl, camp bow wow requires a strong and consistent corporate culture to keep all local franchise owners "on the same page" and to follow a common template for the business and brand. this culture could become detrimental over time because: (a) strong consistent cultures are inflexible and incapable of adapting to environmental change (b) strong consistent cultures are too flexible and capable of adapting to environmental change (c) strong consistent cultures don’t perform well in any environment (d) the passing of time provides stability and predictability for businesses