You and Kristy devise a plan to develop an empty parcel of real estate on the south side of Chicago. The development consists of a 400 unit complex comprised of apartments for medium income occupants. The investment requires a down payment of $500,000. A little short on money, you approach your cousin Jimmy who happens to own a fitness center across the street from the potential development and ask to borrow $100,000 to satisfy the down payment. Your sales pitch to Jimmy is that, if the development goes through, then he'll have an influx of new customers, but you don't offer to make Jimmy part of the development deal. You convince Jimmy to let you borrow the $100,000. Ecstatic over the potential of new customers, Jimmy makes major improvements to his fitness center. Unfortunately, the deal falls through, but you still pay back the borrowed funds to Jimmy. Jimmy is now threatening to sue you and Kristy for the amount expended on his improvements. How do you explain the situation to Jimmy?