A personal allowance: a. is indexed for inflation every calendar quarter. b. amounted to $2,000 in 2019. c. may be claimed at the same time with each employer for whom an employee is working during the year. d. may be claimed to reduce the amount of withholdings from the employee's earnings. e. for one person is a different amount for a single versus a married taxpayer.

Which of the following describes one of the ways that the demographics of an area affect the price of housing in that area? a. when more people have children, their incomes tend to be higher and the housing prices are also higher. b. older people are more likely to stay in their houses, creating a seller's market that keeps prices low. c. an area with a lower population density won't have enough construction workers to build new houses quickly. d. an area with younger people will have a higher demand for rentals and a lower demand for buying.