VType the correct answer in the box. Spell all words correctly. Identify the marketing issue faced by the business based on the given scenario. Paul runs a small bakery in his town. He wants to expand his business to the neighboring town by opening up a branch of his bakery there. Paul decides to do some market research to figure out who his target customers would be in that town. He collects the necessary customer background information and determines that his bakery would appeal to customers aged 15-25, and also business executives wanting a quick breakfast before work. Paul’s marketing tactic is called .

Ummit record company is negotiating with two banks for a $157,000 loan. fidelity bank requires a compensating balance of 24 percent, discounts the loan, and wants to be paid back in four quarterly payments. southwest bank requires a compensating balance of 12 percent, does not discount the loan, but wants to be paid back in 12 monthly installments. the stated rate for both banks is 9 percent. compensating balances will be subtracted from the $157,000 in determining the available funds in part a. a-1. calculate the effective interest rate for fidelity bank and southwest bank. (do not round intermediate calculations. input your answers as a percent rounded to 2 decimal places.) a-2. which loan should summit accept? southwest bank fidelity bank b. recompute the effective cost of interest, assuming that summit ordinarily maintains $37,680 at each bank in deposits that will serve as compensating balances

The common stock and debt of northern sludge are valued at $65 million and $35 million, respectively. investors currently require a return of 15.9% on the common stock and a return of 7.8% on the debt. if northern sludge issues an additional $14 million of common stock and uses this money to retire debt, what happens to the expected return on the stock? assume that the change in capital structure does not affect the interest rate on northern’s debt and that there are no taxes.

Experienced problem solvers always consider both the value and units of their answer to a problem. why?