Business, 14.02.2020 20:13, payshencec21

Assuming all APRs equal, the effective interest rate on a loan is highest when:
Points are charged and the loan has a 30 year maturity but prepaid in five years
The loan has no points and a 30 year maturity and is prepaid in five years
Points are charged and the loan is paid off at maturity in 30 years
The loan has no points and is prepaid at maturity

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Assuming all APRs equal, the effective interest rate on a loan is highest when:
Points are ch...