When considering taking out a loan, what are the most important things that should go into your decision?

Which type of data is generally stored in different file formats, such as text files, spreadsheets, and so on?

Which stage of group development involves members introducing themselves to each other?

The management of a supermarket wants to adopt a new promotional policy of giving a free gift to every customer who spends > a certain amount per visit at this supermarket. the expectation of the management is that after this promotional policy is advertised, the expenditures for all customers at this supermarket will be normally distributed with a mean of $95 and a standard deviation of $20. if the management wants to give free gifts to at most 10% of the customers, what should the amount be above which a customer would receive a free gift?