Echo takes her car to fix-it, inc., which repairs the car and bills echo for $500. echo writes out a check drawn on capital bank, but later, believing that fix-it did not repair the car properly, issues a stop-payment order. capital bank pays the check. capital can sue echo for a wrongful stop-payment order. can sue fix-it for breach of contract. can sue no one because it paid a check that was not properly payable. is liable for echo's loss due to the wrongful payment.