The appropriate mix of stocks and bonds changes as a person moves through different phases of life in hope of achieving a variety of short- and long-term financial goals. pick a portfolio consisting of either (i) almost exclusively stocks, (ii) a much larger mix of stocks than bonds, (iii) a much larger mix of bonds than stocks, or (iv) almost exclusively bonds for each of the four individual scenarios below (note that every portfolio option doesn’t have to be used). explain why portfolio (i), (ii), (iii), or (iv) makes sense for each person below. person a: saving to place a 20% down payment on a house in 3 yearsperson b: saving to retire in 45 yearsperson c: saving to provide an initial investment for a newborn’s college fundperson d: saving to set up a diversified portfolio with a high long-term growth target

Post test question number 9 for entering the job market

Performance bicycle company makes steel and titanium handle bars for bicycles. it requires approximately 1 hour of labor to make one handle bar of either type. during the most recent accounting period, barr company made 7,700 steel bars and 2,300 titanium bars. setup costs amounted to $35,000. one batch of each type of bar was run each month. if a single company-wide overhead rate based on direct labor hours is used to allocate overhead costs to the two products, the amount of setup cost assigned to the steel bars will be:

When paul o’neill joined alcoa as ceo, he set a , that there would be zero workplace accidents. a lot of people in the organization thought this was impossible given how dangerous some aluminum-manufacturing jobs are, but alcoa’s safety record improved tremendously. as the board of governors of the american red cross considers planning, one option is to make strategic plans and then direct managers to align tactical and operational plans accordingly. another option is to have planning specialists managers across the organization make their own plans. why might this organization’s executives opt for the latter approach? check all that apply. (a) the environment is a dynamic one, and department and frontline managers can come up with more responsive plans than can central leadership. (b)resources will be better coordinated across the organization in support of the overall strategy.(c) senior leadership will have more control over the organization’s direction. (d)when managers come up with their own plans, they are likely to be more committed to following through on them.