Financial crisesa) are major disruptions in financial markets that are characterized by sharp declines in asset prices and the failures of many financial and nonfinancial firms. b) occur when adverse selection and moral hazard problems in financial markets become more significant. c) frequently lead to sharp contractions in economic activity. d) are all of the above. e) are only a and b of the above

d) all of the above

Explanation:

financial crisis is refer to that situation in which there are fast disruptions in assets of many financial firm. it is also refer to that condition when hazards and wrong selection of policy overcome the smooth function of finance. and this leas to adverse condition of economy of corporation.

This can be due to the wrong management practice, wrong implementation of  plan etc

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answer; niosh, the national institute for occupational safety and health;