Jamal has owned his home for about 5 years. his refrigerator needs to be replaced and jamal is thinking about buying an energy star-labeled model that will save money on his utility bills. the model he is looking at costs $598 and advertises a cost of only 12 cents per day. jamal has calculated that he spends about $132 per year on his old refrigerator. how long would it take for the new refrigerator to pay for itself in lower utility costs