When it comes to pension reform, which of the following are key to reducing the disproportionate poverty levels among minorities and women, providing them in old age with a more secure income base and higher pension entitlement includes all of the following except.?
a. creating a supplement to social security benefits which would make up the gap between the higher and lower earners regardless of race or gender.
b. ending segregation of women in low-paying jobs
c. ending racial discrimination
d. pay equity
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