Tom and cindy jones insured their home and personal property under an unendorsed homeowners 3 policy. the home has a current replacement cost of $300,000. the policy contains the following limits:

coverage a $240,000
coverage b 24,000
coverage c 120,000
coverage d 72,000

the home was badly damaged in a fire, and the family was forced to live in a motel for 60 days while their home was being rebuilt. undamaged personal property was stored in a rental unit during of reconstruction. what dollar amount, if any, is payable under the homeowners 3 policy for the following (ignore any deductible)?

a. three bedrooms were totally destroyed in the fire. the replacement cost of restoring the bedrooms is $80,000. the actual cash value of the loss is $50,000.
b. monthly mortgage of $1500 on their home
c. rental of motel room at $100 per day for 60 days
d. meals eaten in the motel restaurant for 60 days at an average cost of $60 daily (food costs at home $20 daily).
e. rent for storing undamaged furniture in a rental unit while the home is being rebuilt, $200 monthly.

9. tax types: taxes are classified based on whether they are applied directly to income, called direct taxes, or to some other measurable performance characteristic of the firm, called indirect taxes. identify each of the following as a “direct tax,” an “indirect tax,” or something else: a. corporate income tax paid by a japanese subsidiary on its operating income b. royalties paid to saudi arabia for oil extracted and shipped to world markets c. interest received by a u. s. parent on bank deposits held in london d. interest received by a u. s. parent on a loan to a subsidiary in mexico e. principal repayment received by u. s. parent from belgium on a loan to a wholly owned subsidiary in belgium f. excise tax paid on cigarettes manufactured and sold within the united states g. property taxes paid on the corporate headquarters building in seattle h. a direct contribution to the international committee of the red cross for refugee relief i. deferred income tax, shown as a deduction on the u. s. parent’s consolidated income tax j. withholding taxes withheld by germany on dividends paid to a united kingdom parent corporation

Why is it vital to maintain a designer worksheet? a. it separates the designs chosen for the season from those rejected by the company. b. it keeps a record of all designs created by the designer for a season. c. it charts out the development of an entire line through the season and beyond. d. it tracks the development of a design along with costing and production details. done

The state troopers in one state have a motto, “nine you’re fine; ten you’re mine,” which is the standard that they use for pulling over speeders on the state highways. in other words, if the posted speed limit is 55 mph, drivers can drive at a rate up to 64 mph without fear of getting a ticket. which of the following best describes the ethical culture in the state? a. the troopers are following a standard of positive law. b. the troopers are following a normative standard. c. the troopers are following a headline test. d. the troopers are following the blanchard/peale standard.