As soon as she saw one, hillary wanted a flat-screen television, but she was worried about making the wrong choice. she waited until there were alternatives in the market with lower prices and improved quality. hillary is part of the diffusion of innovation group.
a. innovator
b. laggard
c. late majority
d. early majority
e. early adopter

D. early majority

Explanation:

Based on the information provided within the question it seems that Hillary is part of the early majority diffusion of innovation group. This population refers to the roughly 34% of the population that waits until the early adopters have already purchased the product and are satisfied with it, many times also waiting for more options within the market and cheaper prices. Which is what Hillary is also waiting for.

month 1 start amount =$3287.90 interest=(3287.90x0.0145/12)3.97 total to pay=$3291.81 paid =$1200 balance =$2,091.87

month 2 starting amount= $2,091.87 interest =$25.28 total to pay =$2117.15 paid =$1200 balance $917.15

month 3 starting amount =$917.15 interest =$11.08 total to pay =$928.23 paid =$928.23 balance =$0 total to pay 1200+1200+928.23 = $3328.23 it will take 3 months to pay a total of $3328.23