There is a canadian insurance company that provides only one kind of insurance. it ensures athletes who have multimillion-dollar contracts that must be paid, even if the athlete is injured or in some other way unable to play. owners buy insurance policies as a way to protect themselves. when the insurance company decided to specialize in this type of insurance, it made a decision (select one).

a) facilities
b) product-service mix
c) capacity utilization
d) product substitutes
e) human resource mix