Aclient of mr. richards wants to purchase a large commercial building. the building costs $20 million and he will make a down payment of 15% and finance the rest with a local bank. the bank terms are 10-year bullet loan with 30-year amortization at 4.5% interest. the building earns annual rent of $2,500,000 and it pays annual taxes of $1,000,000 per year. what will be the annual cash flow from the building? what will be the roi on the investment? given only this information, what are some of the obvious pieces missing that also need to be considered? what is your recommendation?