If a bank's desired reserve/deposit ratio is 0.33 and it has deposit liabilities of $100 million and reserves of $50 million, it:
a) has the correct amount of reserves and outstanding loans.
b) has too few reserves and will reduce its lending.
c) should increase the amount of its reserves.
d) has too many reserves and will increase its lending

D) has too many reserves and will increase its lending

If the bank has a reserve ratio is 0.33 it means that it has to keep 33% of all its deposits as reserves and it can lend 67% of all deposits. So if the bank has deposit liabilities of 100 million it needs to keep 33 million (100 million*0.33) in reserve and it can lend out 67 million (100 million *0.67). Because the bank has reserves of 50 million it means that it has only lend 50 million and can lend 17 million more(67 million - 50 million). So this means that the bank has more reserves than it needs to keep and will increase its lending.

Explanation:

being born in poverty would limit the people's chances, opportunities and benefits.

this happen because of several things, such as:

- poor people tend to gain less access to good education and nutrition. this mean that their chance to obtain high paying jobs would also be limited.

- poor people tend to socialize with other poor people while the rich tend to socialize with other rich people. this means that simply throguh their social circle, rich people would have more business opportunities compared to the poor people.

- rich people tend to have more capital in their disposal. this would benefit them in business since it is far easier for them to fund their business operation compared to poor people.

answer; sales of books;