Jessie wants to open a checking account to pay bills. she wants a starter book of checks, plus free online bill payment services. she analyzes the following statements of fees from good bank and great bank. based upon past experience, jessie expects to accidentally overdraft the account about 3 times per year, unfortunately all in the same month, due to unexpected charges and miscommunications. she expects no 2nd copies of statements, and to use network atms 4 times per month with either bank. based on the tables of fees, which bank can be reasonably expected to cost jessie the least amount in fees per year?

Juanita and sam attend a beach party and notice that the local beach appears to have a great deal more trash washed up on shore than it did when they were young. the water doesn't appear nearly as clear, and there seems to be less evidence of small water creatures living in the shallows. an afternoon at the local library convinces them that one major cause is the new factory nearby. after some discussion, they decide their next step should be identifying the cause of the changes identifying the problem picketing the guilty factory lobbying their elected representatives to complain about the problem talking to a local environmental group about solutions