Aborrower can obtain an 80 percent loan with an 8% interest rate and monthly payments. the loan is to be fully amortized over 25 years. alternatively, he could obtain a 90 percent loan at an 8.5% rate with the same loan term. the borrower plans to own the property for the entire loan term.

a. what is the incremental cost (%) of borrowing the additional funds? (hint: the dollar amount of the loan does not affect the answer)

b. how would your answer change if two points were charged on the 90 percent loan? c. would your answer to part (b) change if the borrower planned to own the property for only ve years?

Gerda, a real estate agent, is selling a moderately priced house in a subdivision. she knows from her uncle that the factory being built half a mile from the subdivision will be manufacturing dog food, using a process that creates a very strong odor that permeates the surrounding neighborhood. a buyer, who is unaware of the type of factory under construction, makes an offer on one of the houses gerda is selling, and within a short time, the deal goes through. what does this scenario best illustrate?

Which stage of group development involves members introducing themselves to each other?

Skychefs, inc. prepares in-flight meals for a number of major airlines. one of the company's products is grilled salmon in dill sauce with baby new potatoes and spring vegetables. during the most recent week, the company prepared 4000 of these meals using 960 direct labor hours. the company paid these direct labor workers a total of $19,200 for this work, or $20.00 per hour. according to standard cost card for this meal, it should require 0.25 direct labour-hours at a cost of $19.75 per hour.1. what is the standard labor-hours allowed (sh) to prepare 4,000 meals? 2. what is the standard labor cost allowed (sh x sr) to prepare 4,000 meals? 3. what is the labor spending variance? 4. what is the labor rate variance and the labor efficiency variance?