George and julia anticipate that they will require an annual income of $72,000 (in today's dollars) when they retire 15 years from now. they expect to receive social security benefits of $18,000 per year at that time. in calculating their retirement savings need, the couple is assuming a 3% annual rate of inflation, an 8% return on investments, and a 25-year retirement period. taking social security into consideration, what is the annual retirement income need from savings expressed in future dollars that george and julia will need to fund? (round your answer to the nearest dollar.)

forbearance of student loan payments. under forbearance, your loan payments are postponed (or reduced) but interest continues to accrue during the period of forbearance. if you don't pay the interest during that period, the interest may be “capitalized,” which means it is added to your principal balance.

the first successful, urban blues recording, selling more than 75,000 copies, was made in year 1920.

mamie smith recorded the first commercially successful example of the urban blues,   with the recording of “crazy blues”."crazy blues" was recorded on august 10, 1920, in new york city. within a month of the release of “crazy blues” it had sold 75,000 copies.