To be responsible in financial planning you must set goals. to reach these goals you must create a plan. what is a specific financial goal that you have? based on what you learned in the lessons, explain your own financial plan by identifying and describing each of the steps you would need to take.

Juanita and sam attend a beach party and notice that the local beach appears to have a great deal more trash washed up on shore than it did when they were young. the water doesn't appear nearly as clear, and there seems to be less evidence of small water creatures living in the shallows. an afternoon at the local library convinces them that one major cause is the new factory nearby. after some discussion, they decide their next step should be identifying the cause of the changes identifying the problem picketing the guilty factory lobbying their elected representatives to complain about the problem talking to a local environmental group about solutions