Western sky financial llc offers a "problem solver" loan where you can get up to $10,000 in one day, without collateral. the typical $10,000 loan has an upfront fee of $75 (thus you really only get $9,925) and is repaid in 84 monthly payments of $743.49. assume that compounding is monthly. what is the monthly rate for this loan? what is the apr for this loan (it is important to note that apr legally requires the calculation to include any fees charged for the loan, thus in this case, the apr would be calculated after subtracting the fee. thus, the present value of the loan is really only $9,925)? what is the effective annual rate for the loan?
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