Financial intermediaries frequently offer a variety of benefits to both the borrowers attempting to raise capital in the financial markets and the economies that allow them to function. read the following statements. then, identify the benefits or services that may be provided by a financial intermediary. check all that apply. check all that apply. financial intermediaries merely allow the borrower’s and saver’s securities and money to pass through to the other party. financial intermediaries have the expertise to borrowers design debt or equity securities that are attractive to borrowers given the existing and expected future market conditions. financial intermediaries tend to exhibit relatively well diversified portfolios, which reduces the riskiness of the intermediary and improves their financial stability. financial intermediaries have the ability to pool the savings of many savers in order to match the borrowing requirements of individual borrowers.

answer; organization;

answer; functional fixedness;

of the three mortgage options that demarco and tanya have to choose from, the balloon payment mortgage would be their best option, over adjustable payment and fixed payment plans.ultimately, the balloon payment plan would save demarco and tanya overall, in interest, would cost less monthly, and they would only have to make these payments for 8 years, opposing to 30 years for adjustable or fixed payment plans. 

overall, demarco and tanya would save $80,811 if they chose balloon payments over fixed payments, and would save $116,711 if they choose balloon payments over adjustable payments. benefits with choosing fixed payments over adjustable payments is that, in the end, the payments will still be $836.30 a month, while with adjustable payments, the initial monthly payments will be $763.38 to $1082.70 a month, ultimately leading to a more costly purchase. benefits with choosing fixed payments over balloon payments are not present. benefits in choosing adjustable payments over is that it has a lower interest rate, and starts with lower monthly payments initially. benefits in choosing adjustable payments over balloon payments include a lower interest rate, and lower initial monthly payments. benefits in choosing balloon payments over fixed payments include lower interest rates, lower overall price, lower monthly payments, takes less time to pay off, and does not require a downpayment. benefits in choosing balloon payments over adjustable payments include, lower monthly payments (when averaged), takes less time to pay off, and lower overall price.

hence, option c, balloon payments, is the best option for demarco and tanya to make this purchase, for it will save them a minimum of $80811, and a maximum of $116,711.