Victoria wilson, a resident of illinois, wishes to bring an invasion of privacy lawsuit against xyz co. because xyz used a photograph of her, without her consent, in an advertisement for one of the company’s products. wilson will seek money damages of $150,000 from xyz, whose principal offices are located in new jersey. a new jersey newspaper was the only print media outlet in which the advertisement was published. however, xyz also placed the adver-tisement on the firm’s website. this website may be viewed by anyone with internet access, regardless of the viewer’s geographic location. where, in a geo-graphic sense, may wilson properly file and pursue her lawsuit against xyz? must wilson pursue her case in a state court, or does she have the option of litigating in federal court? assuming that wilson files her case in state court, what strategic option may xyz exercise if it acts promptly?

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the answers are

a, b, c, & e.

of the three mortgage options that demarco and tanya have to choose from, the balloon payment mortgage would be their best option, over adjustable payment and fixed payment plans.ultimately, the balloon payment plan would save demarco and tanya overall, in interest, would cost less monthly, and they would only have to make these payments for 8 years, opposing to 30 years for adjustable or fixed payment plans. 

overall, demarco and tanya would save $80,811 if they chose balloon payments over fixed payments, and would save $116,711 if they choose balloon payments over adjustable payments. benefits with choosing fixed payments over adjustable payments is that, in the end, the payments will still be $836.30 a month, while with adjustable payments, the initial monthly payments will be $763.38 to $1082.70 a month, ultimately leading to a more costly purchase. benefits with choosing fixed payments over balloon payments are not present. benefits in choosing adjustable payments over is that it has a lower interest rate, and starts with lower monthly payments initially. benefits in choosing adjustable payments over balloon payments include a lower interest rate, and lower initial monthly payments. benefits in choosing balloon payments over fixed payments include lower interest rates, lower overall price, lower monthly payments, takes less time to pay off, and does not require a downpayment. benefits in choosing balloon payments over adjustable payments include, lower monthly payments (when averaged), takes less time to pay off, and lower overall price.

hence, option c, balloon payments, is the best option for demarco and tanya to make this purchase, for it will save them a minimum of $80811, and a maximum of $116,711.