Scientists express surprising confidence about the possibility of time travel. while they acknowledge that we don't possess the required technology, they do point out that it's just a question of engineering since it is clearly not impossible (hawking & mlodinow, 2008). if society did have access to technology that enabled travel to the future, how exactly would we use it?

Ummit record company is negotiating with two banks for a $157,000 loan. fidelity bank requires a compensating balance of 24 percent, discounts the loan, and wants to be paid back in four quarterly payments. southwest bank requires a compensating balance of 12 percent, does not discount the loan, but wants to be paid back in 12 monthly installments. the stated rate for both banks is 9 percent. compensating balances will be subtracted from the $157,000 in determining the available funds in part a. a-1. calculate the effective interest rate for fidelity bank and southwest bank. (do not round intermediate calculations. input your answers as a percent rounded to 2 decimal places.) a-2. which loan should summit accept? southwest bank fidelity bank b. recompute the effective cost of interest, assuming that summit ordinarily maintains $37,680 at each bank in deposits that will serve as compensating balances

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What is the difference between career options in the law enforcement pathway and career options in the correction services pathway?