Business, 20.07.2019 00:30, thomaskilajuwon

Let’s assume you purchased a new car and finance it through the dealer. the purchase price was $30,000 including all fees, taxes and delivery costs. the dealer offered an ‘all inclusive’ financing plan at a 12% rate. your 30 monthly payments were $1,300, derived by adding interest of $9,000 to the $30,000 and dividing by 30 monthly payments. your friends tell you that your interest rate is above 20% and that you should have borrowed from your home equity line at a lower rate. are they right?

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Let’s assume you purchased a new car and finance it through the dealer. the purchase price was $30,0...