Your employer has agreed to place year- end deposits of $1,000, $2,000 and $3,000 into your retirement account. the $1,000 deposit will be one year from today, the $2,000 deposit two years from today, and the $3,000 deposit three years from today. if your account earns 5% per year, how much money will you have in the account at the end of year three when the last deposit is made?

Juanita and sam attend a beach party and notice that the local beach appears to have a great deal more trash washed up on shore than it did when they were young. the water doesn't appear nearly as clear, and there seems to be less evidence of small water creatures living in the shallows. an afternoon at the local library convinces them that one major cause is the new factory nearby. after some discussion, they decide their next step should be identifying the cause of the changes identifying the problem picketing the guilty factory lobbying their elected representatives to complain about the problem talking to a local environmental group about solutions